YOUR INSURANCE MAY COVER THE TAB

Gone are the days when your insurance company would give you grief if you
tried anything that was slightly unconventional.
Insurance companies are listening to the science and seeing that things like
massage and acupuncture do really work – so they're beginning to pay for
these treatments.
In addition, since these alternative therapies are much cheaper than
traditional drugs, they're making more of a profit than they might have
paying for the high dose pain killers for your back pain.
Plus, since alternative care is focused on prevention, they might have fewer
things to pay in the future for your medical care – and that's a wise
investment for them and you.
While it's true they could do a lot more in order to get more natural healings
methods covered, there are ways to handle these bills too.
First of all, take some time to look over your health insurance policy –
especially if you've just signed up in the past few years. Chances are good
that some complementary therapies are covered – even if only at a reduced
percentage.
Some of the most common covered therapies are:
• Massage
• Art therapy
• Acupuncture
• Osteopathy
• Naturopathy
• Chiropractic care

But you may be able to argue your practices with an insurance company if
you can show that you will be using these practices to prevent future
problems.
Ask the insurance company if they can consider covering certain alternative
therapies and then show how they have helped you. While this might not get
your bills covered today, it might help in getting future bills covered.
You can also find health insurance companies who wholly support the use of
alternative medicine. You might pay a little more for these policies, but
getting to have any complementary care that you want is surely worth the
price.
You might also want to look into starting a health savings account which can
be used toward any medical expenses you might incur.
By taking out money from your paycheck before taxes and putting this
money into this tax deferred account, you can have the money on hand to
head to the herbalists office.
Many alternative care specialists will also have a sliding scale payment
system for those who can not afford the prices of the care. Check to see if
any practitioners in your area offer this possibility.